Flood Preparedness

Many Cooper City residents live in a Special Flood Hazard Area (SFHA), which is a high-risk flood zone where flooding may occur in the event of a heavy rainfall, a hurricane or other natural disaster. Flood insurance is available to all residents as a result of the City’s participation in the National Flood Insurance Program (NFIP).

The Federal Emergency Management Agency's (FEMA) new Flood Insurance Rate Maps (FIRMs or flood maps) will be effective on July 31, 2024. Review the July 31, 2024, flood maps and see how these maps may impact your property.

In order to help residents save money on their flood insurance premiums, the City of Cooper City participates in the NFIP’s voluntary Community Rating System (CRS), which recognizes communities whose efforts go beyond the NFIP’s minimum standards.  As part of the CRS program, the City implements and promotes public information and floodplain management activities regarding flood hazards, flood insurance, and ways to reduce flood damage.  Therefore, the NFIP offers homeowners a discount on their flood insurance premiums each year, which currently reflects a Class 6 Rating or a 20 percent savings for all Cooper City residents and businesses. 

Protect Natural Floodplain Functions: Open, unpaved areas in our City serve a beneficial purpose to our quality of life.  It is important that we all appreciate our natural floodplains and maintain, preserve, and keep the open, natural areas clean!

When rainfall drains into the ground, this helps reduce flooding of buildings and recharges our drinking water supply.  These open spaces also serve as filters of stormwater runoff as the filtered water then seeps through the ground and into our aquifer.

Flood Insurance and Stormwater DrainageMost homeowners and renters insurance do not cover flood damage. That's why Cooper City residents are encouraged to purchase flood insurance. You can purchase flood insurance for both residential and commercial coverage, in order to cover the building and/or the contents of the building. 

Usually, there is a 30-day waiting period before a flood insurance policy takes effect.  One inch of water in your building can cause thousands of dollars in damage to floor coverings, electronics, walls, appliances, inventory, etc. You can find more information on the FloodSmart.gov.

Clean water begins in our own yards where the flow of rainwater begins its journey to the coastal waters of the Atlantic Ocean. Your neighborhood drainage system is not a garbage disposal – don’t treat it like one. The storm drain is just for rain!  

If you see someone placing grass clippings, oil, paint, animal waste, litter or anything into the City’s storm drains, or any water body, please report the illegal dumping to Code Compliance at 954-436-7335.

For more information on how to prepare for a storm, visit our Hurricane and Floods page. Also, make sure to sign up to our official notification system Alert Cooper City.



Flooding

National Hurricane Center

Flooding is the most common natural disaster in the country, and can happen anywhere. Everyone is at risk of flooding, and by choosing to purchase flood insurance it’s a safe way to protect you, your property, and most importantly, your family. Many Cooper City residents live in a Special Flood Hazard Area (SFHA), which is a zone where flooding may occur in the event of a heavy rainfall, a hurricane or other natural disaster. Flood insurance is available to all high risk flood residences as a result of the City’s participation in the National Flood Insurance Program (NFIP).

In order to help residents save money on their flood insurance premiums, the City of Cooper City participates in the NFIP’s voluntary Community Rating System (CRS), which recognizes communities whose efforts go beyond the NFIP’s minimum standards.  As part of the CRS program, the City implements and promotes public information and floodplain management activities regarding flood hazards, flood insurance, and ways to reduce flood damage.  Therefore, the NFIP offers homeowners a discount on their flood insurance premiums each year, which currently reflects a Class 6 Rating or a 20 percent savings for all Cooper City residents and businesses. 

The CRS or a letter of Flood Insurance Rate Map (FIRM) provide: For access to FEMA’s Flood Insurance Rate Maps (FIRMs) and to learn a property’s flood zone, if the area has flooded repeatedly, if there are drainage problems near the property of if it is near an area that should be protected due to its natural floodplain functions, and to see if an Elevation Certificate is on file for a property, please do one of the following: 

  • Email our consultant at CRSMaxInc@bellsouth.net
  • Call our consultant at 954-421-7794
  • Call the City’s Community Development Department at 954-434-4300, ext. 296

Flood Safety

  • Stay Informed:  Listen to radio and television, including NOAA Weather Radio if possible, check the Internet and social media for information and updates.
  • Practice Electrical Safety:  Don’t go into any room if water covers the electrical outlets or if cords are submerged.
  • Avoid Flood Waters:  Don’t walk through flood waters.  Do NOT drive into flooded roadways or around a barricade.  Turn Around, Don’t Drown!  Standing water hides many dangers including toxins and chemicals.
  •  Charge Your Essential Electronics:  Make sure your cell phone and portable radios are all charged in case you lose power.  Make sure you have back-up batteries on hand.

Flood Warning

Cooper City depends on the National Weather Service and Broward County Emergency Management for flood warning and other weather-related warnings/notification.  If flooding or a hurricane is anticipated, the Flood or Hurricane Warning will be broadcast through local television, The Weather Channel, radio and internet services.  Cooper City utilizes the ALERT Cooper City Notification System Sign Up Here! If you would like to sign up for this free service, visit our website, CooperCity.Gov and click on "Residents", then Alert Cooper City.


Property Protection

You may wish to consider the purchase of flood insurance whether your property is in a Special Flood Hazard or not.  Flood insurance is available for your building and for the contents.  Renters take note!  Call your insurance agent today or go to floodsmart.gov, or call 1-877-336-2627 to find an agent, or call the City of Cooper City at 954-434-4300 for flood insurance advice.


Broward County - Enhanced Local Mitigation Strategy, (ELMS)

National Hurricane Center

Florida Power & Light

American Red Cross - Broward County

Broward County Home Damage Assessment

Broward County Hurricane Information

Florida Division of Emergency Management

National Flood Insurance Program

Hurricanes & Floods

Build Responsibly! All floodplain development requires a local permit. Go to CooperCity.gov/building-division for details.
City of Cooper City Building Regulations:
Floodplain Management Administration Regulations : Includes Substantial Damage & Substantial Improvement 50% Rule
over a 10-year period. Code of Ordinances